Oktaviani, Gita (2025) Pengaruh Profitabilitas dan Struktur Modal terhadap Likuiditas pada Bank Umum Syariah di Indonesia Periode 2020-2024. Other thesis, Universitas Islam Riau.

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Abstract

This study aimed to determine the influence of profitability and capital structure on liquidity in Islamic commercial banks in Indonesia in the 2020-2024 period. The dependent variable of the study was liquidity, while the independent variables were profitability and capital structure. This was a quantitative study while secondary data was obtained from the Financial Services Authority (0JK), namely the annual financial reports of Islamic commercial banks. The population of the study consisted of 14 Islamic commercial banks registered with the Financial Services Authority (OJK). The sample consisted of 13 Islamic commercial banks selected by using purposive sampling over a five-year study period. The data analysis technique of the study was multiple linear regression analysis performed by SPSS version 20. The t-test results indicated that the profitability partially had a negative and significant influence on liquidity. Meanwhile, the capital structure had a positive and significant influence on liquidity. Simultaneously, the f-test results showed that the profitability and capital structure simultaneously had a positive and significant influence on liquidity. The coefficient of determination (R2) of the liquidity variable could be influenced by the variables of profitability and capital structure by 26.2%, while the remaining 73.8% was influenced by factors outside this study.

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