Putri, Chelyne Aulia (2023) Pelaksanaan Praktik Kredit Pada Fitur Layanan Shopee Paylater Di Kalangan Mahasiswa Universitas Islam Riau Ditinjau Menurut Hukum Islam. Other thesis, Universitas Islam Riau.

Text 191010554.pdf - Submitted Version Restricted to Registered users only Download (3MB) | Request a copy

Abstract

Shopee PayLater is an Online shopping platform that aims to facilitate the Online shopping process for its users. Shopee PayLater is a payment method using bailout funds from related application companies. This Shopee PayLater offers loan products with a zero percent initial loan without a minimum transaction. However, behind the convenience there are a number of things that are a question, one of which is related to how Islamic law views the use of the Shopee PayLater itself as part of a buying and selling transaction. This study aims to explain related to the implementation of the practice of Shopee PayLater credit among students at the Islamic University of Riau and a review of Islamic law related to the practice of Shopee PayLater credit itself. The research method used in this study is an empirical legal research method. The data used are primary data, primary data and secondary data. Primary data obtained from interviews and secondary data is data consisting of primary legal materials, secondary legal materials and tertiary legal materials. Data collection was carried out by means of literature studies and field studies. Data processing is carried out by systematizing the data which is analyzed qualitatively, namely by describing in writing and explaining in words, then the data is compared with laws and regulations, expert opinions, and the results of the analysis, which the author will describe in a simple and systematic way. sentence form. The results of the study concluded that this Shopee PayLater actually helps both parties to facilitate and facilitate buying and selling transactions because it is more effective and efficient. However, in a review of Islamic law, the qardh requirement in the application of the Shopee PayLater is not met. Because in the practice of Shopee PayLater there are late fees if the user pays the bill not on time. In Islam, late fines are known as usury nasiah, namely riba arising from late payments by borrowers.

Actions (login required)

View Item