Wildani, Rohito (2023) Pelaksanaan Pendaftaran Jaminan Fidusia Pada Pt Bima Finance Cabang Pekanbaru Berdasarkan Undang-undang Nomor 42 Tahun 1999 Tentang Jaminan Fidusia. Other thesis, Universitas Islam Riau.

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Abstract

The background of the problem is that there are still financial institution companies that do not register fiduciary guarantee objects at the fiduciary registration office so that they do not create material agreements for the fiduciary guarantee, so that material characteristics such as 'droit de suite' and 'preference rights' are not attached to creditors receiving fiduciary. The formulation of the problem is how to carry out the registration of fiduciary guarantees at PT Bima Finance Pekanbaru Branch Based on Law Number 42 of 1999 concerning Fiduciary Guarantees. What are the legal consequences that occur when the registration of fiduciary guarantees is not carried out on fiduciary guarantee objects. The research method used is a type of empirical legal research, namely research that observes and describes things that happen both social and natural phenomena, within a certain time span, and the researcher cannot control these phenomena. In obtaining data, the authors use data collection methods in the form of interviews and direct fieldwork. The results of the study show that the implementation of registration of fiduciary guarantees at PT Bima Finance Pekanbaru Branch Based on Law Number 42 of 1999 concerning Fiduciary Guarantees is not running as it should where there are still debtors who perform company services in purchasing vehicles on credit but the object is not registered with the registration of fiduciary guarantees thereby causing delays in the execution process. And if the execution is carried out then it is not in accordance with what has been stipulated in the law. The legal consequences that occur when the registration of fiduciary guarantees is not carried out on fiduciary guarantee objects is that it does not give birth to material agreements for the fiduciary guarantee, so that material characteristics such as 'droit de suite' and 'preference rights' are not attached to creditors receiving fiduciary (Das Sein), and so that there is legal certainty, because the fiduciary guarantee is born on the same date as the date when the Fiduciary Guarantee is recorded in the Fiduciary Register Book.

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