Saputra, Indra (2024) Analisis Implementasi Akad Rahn Pada Bank Riau Kepri Cabang Pembantu Syariah Tembilahan. Other thesis, Universitas Islam Riau.

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Abstract

Bank Riau Kepri Syariah Tembilahan Sub- Branch is one of the business entities belonging to the Riau region. Bank Riau Kepri Syariah Tembilahan Sub-Branch has implemented rahn in its banking system. The implementasion of the rahn contract at Bank Riau Kepri, Tembilahan sharia Sub-Branch, is carried out in the context of gold pawning only. In its implementation, there are several problems, namely the public's ingnorance of the concept of rahn contract financing, which is in accordance with the provision of sharia banking law. Apart from that, there are company management problems, namely adjustments to the management of sharia finansial institutions due to the merger of Bank Riau Conventional and Bank Riau Syariah into sharia banks, not just sharia units, due to changes in regulation. The aim of this research is to analyze the implementation of the rahn agreement at the Bank Riau Kepri Syariah Tembilahan Sub-Branch. This research is qualitative. The key informant for this research were the head of Bank Riau and the head of the Rahn Division of Bank Riau Kepri, Tembilahan Syariah Sub-Branch. Meanwhile, the supporting informants were three customers who entered into a rahn contract at the Bank Riau Kepri Syariah Tembilahan Sub-Branch. Based on the research results, it is known that the implementation of the rahn contract at the BRK Syariah Tembilahan Sub-Branchhas successfully gone through several stages. This Rahn scheme provides convenience for customers who need fust funds. The obstacles to implementing the Rahn contract are customers' limited knowledge regarding the Rahn contract and the customer loan collection process, which ends in default.

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