Suprianto, Suprianto (2023) Analisis Perlindungan Hukum Terhadap Data Pribadi Peminjam Dalam Layanan Aplikasi Adakami Di Kota Pekanbaru Berdasarkan Pasal 26 Undang Undang Nomor 11 Tahun 2008. Other thesis, Universitas Islam Riau.

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Abstract

Personal data breaches have occurred in Online cases. Online is one of the providers of application-based online loans. In this case, several customers have complained that their personal data has been disseminated by Online parties without notification and without permission from the owner of the personal data. Dissemination of personal data is carried out by sending a message to all telephone contacts owned by the borrower, where the message contains the borrower's personal data, the amount of debt borrowed and notifying the person concerned to make debt payments from the borrower. The main problem in this research is how is the legal protection of borrowers' personal data in the Adakami application service in Pekanbaru City based on Article 26 of Law Number 11 of 2008. How is the implementation of legal protection responsibilities for borrowers' personal data in the Adakami application service in Pekanbaru City based on Article 26 of the law number 11 of 2008. This research uses the legal research method observational research or survey where this research collects information from respondents using data collection tools in the form of interviews and the nature of this research is analytical descriptive, namely the research provides data as accurately as possible to describe the analysis of legal protection for borrowers' personal data in application services. Pekanbaru City Community Online Loans Based on Article 26 of the ITE Law. The research results show that the legal protection of ADAKAMI borrowers' personal data is not fulfilled by borrowers as regulated in Article 26 of the ITE Law. Specifically, the protection of borrowers' personal data in online loan services is regulated in POJK No. 77/POJK.01/2016 concerning Information Technology-Based Money Lending and Borrowing Services, which is emphasized in Article 26 that the provider is obliged and responsible for maintaining the confidentiality, integrity and availability of users' personal data and in its use must obtain approval from the owner of the personal data unless otherwise specified. by the provisions of laws and regulations, while ADA WE uses the borrower's personal data to terrorize the borrower's family so that the borrower returns the loan. Implementation of legal protection responsibilities for borrowers' personal data in online loan application services in accordance with Article 26 of the ITE Law, namely sanctions for violations of personal data which include defamation, regulated in Article 45 of the ITE Law in the form of criminal sanctions. Apart from criminal sanctions, it is also specifically regulated in Article 47 paragraph (1) POJK No. 77/POJK.01/2016 namely administrative sanctions, in the form of written warnings, fines, restrictions on business activities, and ADAKAMI should have received a warning from the OJK.

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