Tinjauan Hukum Islam Terhadap Pembayaran Jasa Transportasi Dengan Tranksaksi Elektronik (Studi Terhadap Go-Pay Sebagai Dompet Virtual Dalam Transaksi Di Aplikasi Go-jek)

Mayziras, Prina (2020) Tinjauan Hukum Islam Terhadap Pembayaran Jasa Transportasi Dengan Tranksaksi Elektronik (Studi Terhadap Go-Pay Sebagai Dompet Virtual Dalam Transaksi Di Aplikasi Go-jek). Other thesis, Universitas Islam Riau.

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Abstract

ABSTRACT GO-PAY is a virtual wallet that can be accessed through the app. GO-PAY can be used if the customer has a balance in GO-PAY, with the balance that the customer can make the payment. Currently GO-PAY has been integrated with major banks in Indonesia for the convenience of customers to make the contents of the balance into GO-PAY, but in the same practice there are two views on GO-PAY, which is the view that says GO-PAY ' Haram ', while on the other side there is a view that says GO-PAY ' can '. The problem in this research is how the position of payment of the transportation services electronically according to Islamic law, and how the scholars think that is causing disagreements on the law of payment using GO-PAY. The benefit of this research is to convey more knowledge about Islamic sciences to the payment of transportation services using electronic payments. The research methods used in this study are a type of normative legal research. The stages of data processing in this study are data screening, data marking, data systemation. In writing this research, the data and information related to the GO-PAY financial transactions that have been obtained by researchers, are first analyzed in a regular, and effective sentence form. The results of this research is the position of payment of transportation services electronically according to Islamic law is "acceptable" during the rules of the rules of exchanging money or sharf and is allowed in Islamic law but there is a difference of opinion about the transaction agreement on GO-PAY. The disbelief of GO-PAY stated that the TopUp in the GO-PAY app is a debt contract where customers owe GO-JEK debts. And because every benefit arising from the debt is unlawful, then the GO-PAY discount is unlawful so that GO-PAY becomes unlawful when there is a difference with the cash payment. The opinion that allows GO-PAY, by looking at the provisions given by GO-JEK, the contract that occurs instead of debt receivables, but the payment of Akad Ijarah is in motion. It is based on the provisions, GO-PAY is a wallet to pay for all transactions in the GO-JEK app and GO-PAY cannot be refunded or returned.

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