Analisis Perbandingan Kinerja Keuangan Bank Umum Syariah Hasil Spin Off dan Non Spin Off

Amdar, Mhd Kurniawan (2019) Analisis Perbandingan Kinerja Keuangan Bank Umum Syariah Hasil Spin Off dan Non Spin Off. Other thesis, Universitas Islam Riau.

Preview

Text 145210776.pdf - Submitted Version Download (4MB) | Preview

Abstract

The aim of this study was to determine the differences in the financial performance of Islamic banks from the results of spin-offs and Non spin-offs. In the context of banking, spin-off is the separation of business units from a bank into two business entities or more in accordance with statutory provisions Islamic financial performance measurement in this study uses the Return on Assets (ROA), Capital Adequacy Ratio (CAR), Operational Expenses Operating Income (BOPO), Non Performing Financing (NPF), and Financing Deposit Ratio (FDR). The sharia commercial banks used as samples in this study are the four spin off sharia public banks, namely BJB Syariah, BNI Syariah and BTPN Syariah and four acquisition Islamic banks, namely BCA Syariah, BRI Syariah, and Bukopin. The data used for this study are secondary data with a research period of 20142017. To test the level of difference in Islamic financial performance from the results of spin-offs and spin-offs using a different test independent sample t-test. The results showed that there were no significant differences between financial performance ratios of Return On Assets (ROA), Non Performing Financing (NPF) Capital Adequacy Ratio, Financing to Deposit Ratio (FDR) and Bank Operating and Operating Income (BOPO) General Sharia Spin-Off and Non Spin-Off.

Actions (login required)

View Item