Penyelesaian Kredit Macet Pada Badan Usaha Milik Kampung (BUKAM) Tuah Sengkemang Kecamatan Koto Gasib Kabupaten Siak

Anggara, Dzakwan (2022) Penyelesaian Kredit Macet Pada Badan Usaha Milik Kampung (BUKAM) Tuah Sengkemang Kecamatan Koto Gasib Kabupaten Siak. Other thesis, Universitas Islam Riau.

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Abstract

Bad credit is credit or debt that cannot be repaid by the debtor for some reason. One of the business units of the Tuah Sengkemang Village Owned Enterprise is the Savings and Loans Village Economic Business. The business cannot run well, because there are several customers who default. The main problem in this study is regarding the Settlement of Bad Loans in the Village-Owned Enterprises of Tuah Sengkemang and Obstacles in the Settlement of Bad Loans in the Village-Owned Enterprises of Tuah Sengkemang. This research is included in the typology of empirical research. Data was collected in two ways, namely interviews and filling out questionnaires and analyzed qualitatively and using the approach of legislation and applicable legal principles. From the results of this study, it can be concluded that first, in the settlement of bad loans at the Village-Owned Enterprises Tuah Sengkemang this can be done by means of consensus deliberation to find solutions to a problem that is carried out together and seek joint decisions, so that the results of The decision is mutually beneficial and not detrimental to any party. However, in the problem solving process that is carried out, it does not always run smoothly in accordance with what is desired, there will always be obstacles that cause delays in the settlement of bad loans, such as the lack of good faith from customers who make bad loans, businesses that are losing money, and other things. which becomes an obstacle in solving bad credit problems.

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