Pelaksanaan Akad Melalui Fitur Spinjam (shopee Pinjam) Di kota Pekanbaru Di tinjau Menurut Perspektif Hukum Islam

Pratiwi, Raja Ria (2022) Pelaksanaan Akad Melalui Fitur Spinjam (shopee Pinjam) Di kota Pekanbaru Di tinjau Menurut Perspektif Hukum Islam. Other thesis, Universitas Islam Riau.

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Abstract

ABSTRACT At this time the era has been growing with the existence of technology that can make it easier for humans to carry out various muamalah activities. Namely, nowadays people transact via smartphones, one of which is lending and borrowing money. Shopee is a company that issues an online loan feature, namely Shopee Pinjam. Shopee Pinjam feature is a feature that makes it easy for users to make transactions anywhere and anytime, but currently not all Shopee application users have this feature. The problems in this study are as follows: First, how is the implementation of the contract through the SPinjam (shopee pinjam) feature in the city of Pekanbaru. Second, what is the view of Islamic law on the implementation of the contract in the SPinjam feature (shopee pinjam). As for the research method the author uses in this thesis, the author uses a normative empirical research method, which is research that collects data by going directly to the field by looking at the reality and common sense that exists. By using the method of drawing conclusions that is Deductive is to draw conclusions from things that are general to things that are specific. With the shopee pinjam feature, it actually helps users to simplify and simplify the process of borrowing and borrowing money transactions because it is more efficient and effective. Contracts that existed before getting the shopee pinjam feature, user is required to improve the performance of shopping or transactions first before getting the shopee pinjam feature, which means there is a sale and purchase contract (tijarah) to get a loan contract (tabarru'). And the contracts used when conducting loan transactions are qardh contracts and hibah contracts. The multi-contract law in the shopee pinjam feature is invalid, because according to scholars there are benefits that return to the party giving the debt and benefits for the debtor, including usury which is forbidden.

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