Pelaksanaan Perjanjian Kredit Dengan Jaminan Fidusia Pada Bank Riau Kepri Kota Baru Kabupaten Indragiri Hilir

Putri, Rafinda Dwi (2021) Pelaksanaan Perjanjian Kredit Dengan Jaminan Fidusia Pada Bank Riau Kepri Kota Baru Kabupaten Indragiri Hilir. Other thesis, Universitas Islam Riau.

Text 171010214.pdf - Submitted Version Download (3MB)

Abstract

ABSTRACT Credit distribution to the public is the most important business of a bank in carrying out its function as a financial institution, credit distribution is a risky activity for the bank, therefore it needs to be balanced with the existence of clear and complete legal guarantee provisions, considering that every loan distribution requires a strong guarantee. . With the enactment of Law Number 42 of 1999 concerning Fiduciary Guarantees, it is intended to assist business activities and to provide legal certainty to interested parties, especially in the banking world. The main problem in this study is how to implement a credit agreement with a fiduciary guarantee in practice at Bank Riau Kepri Kota Baru Indragiri Hilir Regency and what are the obstacles encountered in implementing a credit agreement with a fiduciary guarantee at Bank Riau Kepri Kota Baru Indragiri Hilir Regency. The research method that the author uses in writing this thesis uses a type of legal research using observational research methods, which is carried out by survey, namely research that is directly carried out at the research location using data collection tools in the form of direct interviews. While the nature of this research is descriptive research, namely to provide an accurate, clear, and complete picture of the situation, symptoms or to determine the implementation of credit agreements with fiduciary guarantees at Bank Riau Kepri Kota Baru Indragiri Hilir Regency. Based on the results of the study, it is known that the implementation of credit agreements with fiduciary guarantees at Bank Riau Kepri Kota Baru, Indragiri Hilir Regency has not gone well, as there are still many customers who do not fulfill their obligations in paying credit installments. The main obstacle to the implementation of credit agreements with fiduciary guarantees at Bank Riau Kepri Kota Baru Indragiri Hilir Regency is caused by customers who do not pay credit at all until there is a warning from the bank. , then the debtor is called to amicable if the matter cannot be resolved then the collateral is sold in public.

Actions (login required)

View Item