Analisis Perbedaan Pendapatan Sebelum dan Sesudah Menerima Kredit (Studi Kasus: Koperasi Karyawan Sekar Bumi Alam Lestari Di Desa Kota Garo, Kecamatan Tapung Hilir Kabupaten Kampar)

Putri, Sellatin Ananda (2020) Analisis Perbedaan Pendapatan Sebelum dan Sesudah Menerima Kredit (Studi Kasus: Koperasi Karyawan Sekar Bumi Alam Lestari Di Desa Kota Garo, Kecamatan Tapung Hilir Kabupaten Kampar). Other thesis, Universitas Islam Riau.

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Abstract

This study aims to determine and analyze differences Micro Business income before and after receiving credit from the Cooperative Sekar Bumi Alam Lestari employees. This type of research is included in quantitative research. The population in this study is Micro Business in the Village Garo City, Tapung Hilir District, Kampar Regency. Sample in research these are 32 Micro Enterprises in Garo City Village, Tapung Hilir District Kampar Regency with a purposive sampling method. Data collected the interview method, the method of distributing questionnaires, the method of observation, and documentation method. Data were analyzed by statistical analysis using values average count and difference test (t-test). From 32 micro businesses that experienced an increase in income after receiving credit, amounting to 27 businesses or amounted to 84.37%, subsequently decreased after income received a credit of 2 businesses or 6.25%, and businesses that did not has increased and decreased (fixed) income after receiving credit, amounting to 3 businesses or 9.38%. The results of this study shows the average income before and after getting credit there is a significant difference between Micro Enterprise income before get credit with after. The results of this study indicate the existence differences in Micro Enterprise income in Garo City Village, Tapung Hilir District Kampar District and the provision of credit help increase income Micro business.

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