Akibat Hukum Terhadap Penunggakan Pembayaran Premi Asuransi Jiwa Di PT. Prudential Duri Riau Kecamatan Mandau

Sarwani, Juli (2020) Akibat Hukum Terhadap Penunggakan Pembayaran Premi Asuransi Jiwa Di PT. Prudential Duri Riau Kecamatan Mandau. Other thesis, Universitas Islam Riau.

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Abstract

Insurance is an agreement made as a transfer of risk, which in an insurance agreement has rights and obligations that must be obeyed by the parties to the agreement. at this time life insurance is widely used among the wider community. in accordance with the plain one of the obligations of the insured is to pay insurance premiums according to the specified time. in accordance with the plain one of the obligations of the insured is to pay insurance premiums according to the specified time. The main problem in this research is how the legal consequences of arrears in premium payments at PT. Prudential Duri Riau Mandau District and what are the rights and responsibilities of the insured in a life insurance agreement at PT. Prudential Duri Riau Mandau District This research uses observational research or survey in which the researcher directly plunges the field to find data by interviewing the director of PT. Prudential Duri Riau Mandau District, Insurance Admin and the Insured who are in arrears. The result of the legal consequences of delinquent payment of premiums in PT.Prudential Duri Riau District Mandau District is that if the premium is not paid then the insurer or insurer can immediately take the cash from the police from the police but if the cash value has expired and the parties bear nor will the police recover then the police will either lapse or shut down. In accordance with law number 40 of 2014, it has regulated the legal consequences of arrears of premium payments. Regarding the rights and responsibilities of the insured is his right that is demanding that the policy be signed by the guarantor, demanding that the policy be immediately surrendered by the guarantor, requesting compensation in the event of an unexpected event that is guaranteed in the policy, and entitled to receive good service from the guarantor while the obligation is to provide correct information, perform the obligation to pay insurance premiums, make an effort to avoid any adverse events, and notify when an adverse event occurs.

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