Analisis Islamic Social Finance Pada Bank Umum Syariah Di Indonesia

Siregar, Siti Mia Meidina (2021) Analisis Islamic Social Finance Pada Bank Umum Syariah Di Indonesia. Other thesis, Universitas Islam Riau.

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Abstract

The purpose of this research is to determine the Islamic social finance management of syariah commercial bank in Indonesia. The Assessment of Islamic social finance uses the dimensions of social walfare initiators, social finance providers, social ecosystem coordinators, and beneficiaries. There were 12Syariah Commercial Banks in indonesia as the object of this research. The period of this research wass 2015-2019. In this research, the researcher used exploratory data analysis technique. Social walfare initiators consist of government organizations as social funding intitutions and associations with a social perpose. Social finance providers consist of intitutions of Islamic social finance as government and Islamic bank, instrument of the Islamic social finance as grant funding and commercial financing. Social ecosystem coordinators consist of government and zakat institution. Beneficiaries consist of poorness reduction, unemployment reduction, and economic growth. The results of this research indicate that management of Islamic social finance in syariah commercial bank in Indonesia has not been optimal because the distribution of ziswaf is around 5% of comprehensive income, so the benefit of social finance from the distribution of ziswaf has not been felt by the community.

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