Penyelesaian Wanprestasi Terhadap Perjanjian Pembiayaan Multiguna Pada PT. Clipan Finance Cabang Kota Pekanbaru

Febrina, Nadila (2020) Penyelesaian Wanprestasi Terhadap Perjanjian Pembiayaan Multiguna Pada PT. Clipan Finance Cabang Kota Pekanbaru. Other thesis, Universitas Islam Riau.

Text 161010419.pdf - Submitted Version Download (780kB)

Abstract

Implementation of multipurpose agreement at PT. In 2019 Clipan Finance is still subject to summons or warnings, as many as 66 people. However, from that number, 16 people could not be resolved by deliberation or consensus. So that, the authors feel interested in conducting research because even though the debtor has agreed to every agreement that is his right and obligation, the debtor still does not fulfill his due diligence to make payments for these obligations so that this allows the Financing Company as a creditor to experience a high enough risk of the possibility of the debtor being unable to fulfill its obligations. If this happens, it will result in losses for the Financing Company. The main research problem is How to Settle Defaults on Multipurpose Financing Agreement at PT. Clipan Finance Pekanbaru City Branch, and How Obstacles In Settlement Against Defaults of Multipurpose Financing Agreement at PT. Clipan Finance Pekanbaru City Branch. The research method is observational research, namely by means of a survey or directly to the research location using a data collection tool, namely interviews. Meanwhile, it is descriptive in nature, that is, research is intended to provide a detailed, clear and systematic description of the main research problems. The results showed that the settlement of multipurpose financing agreement defaults at PT. Clipan Finance Pekanbaru City Branch is carried out in non-litigation by way of deliberation, where the creditor will deliberate on the remaining debtor's debt and provide the opportunity to make payments, and if it is not responded to, the debtor will be given a summons or warning letter 3 times and if it is still not responded to then PT. Clippan Finance will confiscate the object of financing which will then be auctioned to cover the remaining debtor's debt, and Obstacles in Settlement of Defaults on Multipurpose Financing Agreement at PT. Clipan Finance Pekanbaru City Branch is a notification or warning given that the debtor has not responded well. The object of the guarantee has been transferred to another party without the knowledge of PT. Clipan Finance and collateral object is lost or destroyed.

Actions (login required)

View Item