Pelaksanaan Jual Beli Objek Jaminan Hak Tanggungan Secara Di Bawah Tangan Antara PT. Bank Danamon Unit Simpan Pinjam Pasir Pengaraian Dengan Pihak Ketiga

Dari, Sari Wulan (2021) Pelaksanaan Jual Beli Objek Jaminan Hak Tanggungan Secara Di Bawah Tangan Antara PT. Bank Danamon Unit Simpan Pinjam Pasir Pengaraian Dengan Pihak Ketiga. Other thesis, Universitas Islam Riau.

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Abstract

Along with the times, human needs and desires are increasing. Both from basic or obligatory needs and desires, as well as needs and desires that only act as self-gratification. We can see from the circumstances and conditions around us that every human being strives to be able to fulfill his desires. This can be seen from human efforts to obtain money as a medium of exchange. In order to support the nation's economy, the state cooperates with financial institutions to make people easier and facilitate their fulfillment of their needs. Then there were institutions that participated to help improve the economic level of the community, namely banks. Banks play an important role as institutions that support the community's economy. This is evident from the banks that provide credit facilities to the public, making it easier for people to get money. Credit can be given to the borrower if he has a guarantee that can be used for repayment at a later date. The main problem related to this research is about how to carry out the sale and purchase of collateral objects under the hands of creditors, debtors, and third parties. As well as about the obstacles that occur in the implementation of buying and selling under these tanga. The writing method used by the author is seen from its type, including in observational or survey research, namely by conducting direct interviews with parties related to the research that the author wants to do. The results of the author's research regarding the implementation of the sale and purchase of the object of the guarantee under the hand of the mortgage, it can be concluded that this can be done by the creditor if the debtor is proven to have defaulted in which the act is not in accordance with what has been agreed and has caused losses. In this underhand sale execution can be done if the related parties have previously agreed and did not object.

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