Pengaruh Pembiayaan Mikro Syariah Terhadap Perkembangan Usaha Mikro Kecil Dan Menengah (umkm) Pada Bmt Agromadani Kabupaten Rokan Hilir

Husna, Annad Wiyatul (2019) Pengaruh Pembiayaan Mikro Syariah Terhadap Perkembangan Usaha Mikro Kecil Dan Menengah (umkm) Pada Bmt Agromadani Kabupaten Rokan Hilir. Other thesis, Universitas Islam Riau.

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Abstract

Sharia Micro Financing which is a product of BMT Agromadani is financing that is channeled to customers who need funds as working capital or investment. With the existence of this financing product, it can facilitate MSME players who need funds to develop their business. However, there are still business people who have not been able to optimize Islamic microfinance to develop their business. This study aims to determine whether there is the influence of Islamic microfinance on the development of micro, small and medium enterprises (MSMEs) in Rokan Hilir's BMT Agromadani. Data is obtained directly from business actors as the subject of research with a method of distributing questionnaires with the number of customers of 50 people as respondents. The analysis technique used is simple linear regression analysis. The results in this study indicate that there is a positive and significant influence between Islamic microfinance and the development of MSMEs, with regression results which are obtained by t-count> t-table. The amount of microfinance that has been channeled by the agronomic sector BMT in 2014-2017 has increased every year.

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