Alfaridzi, Fadel Galih (2025) Kolaborasi Antara Polda Riau dan Bank BUMN Dalam Menangani Kasus KUR Fiktif (Studi Kasus Tindak Pidana Korupsi di Polda Riau). Other thesis, Universitas Islam Riau.

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Abstract

This study aims to analyse the collaboration between the Riau Regional Police (Polda Riau) and state-owned banks (Bank BUMN) in handling fictitious People’s Business Credit (KUR) cases categorized as corruption crimes. The background of this research arises from the increasing misuse of the KUR program, which was originally intended to support small and micro enterprises, but has instead been exploited by certain individuals for personal gain. This research employs a qualitative method with a case study approach through interviews, observation, documentation, and secondary data analysis. The findings reveal that the collaboration between Polda Riau and Bank BUMN is carried out through coordination mechanisms, data sharing, and joint supervision. The main challenges faced include weak verification systems of debtor data, limited resources, and the lack of public understanding of KUR procedures. Efforts to overcome these challenges involve strengthening monitoring systems, providing training for law enforcement officers and bank employees, and raising public awareness to avoid involvement in fictitious KUR practices.

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