Cahyani, Cici (2023) Penyelesaian Kredit Macet Dana Usaha Ekonomi Desa Simpan Pinjam (ued-sp) Di Desa Teluk Paman Kecamatan Kampar Kiri. Other thesis, Universitas Islam Riau.

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Abstract

Bad credit or non-performing credit is credit that has difficulty paying off debt, bad credit can also occur due to intentional factors and can also occur beyond the ability of the debtor, bad credit itself can be caused by creditors or debtors. including in the Economic Business of Savings and Loans Village, Teluk Paman Village, Kampar Kiri District, not everything went well. The main problem in this research is about how to implement the settlement of bad loans from the Village Economic Business Fund Savings and Loans (UED-SP) in Teluk Paman Village, Kampar Kiri District, and what are the obstacles to the settlement of bad loans from the Village Economic Business Fund Savings and Loans (UED-SP) in Teluk Paman Village, Kampar Kiri District. The type of this research is observational research by way of a survey, namely research that is directly carried out at the research location by means of interviews and questionnaires. In this research is descriptive which describes the facts examined in the field using primary data and secondary data. Based on the results of research conducted by the author, in carrying out the settlement of bad loans from the Savings and Loans Village Economic Business Fund (UED-SP) by following the steps in accordance with the Credit Agreement Letter (SP2K) which do not yet have strong legal certainty for foreclosure of buildings, then a settlement is carried out by deliberation to reach a consensus in an effort to save credit so that no party is harmed, but in the implementation of the settlement it is inevitable that there will be obstacles that cause delays in the resolution of the bad credit, there is no good will from the customer as the debtor and the lack of firm management of the Village Economic Business Savings and Loans (UED-SP) Teluk Paman Village.

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