Ananda, Yoga Tri (2023) Pelaksanaan Pinjam Meminjam Uang Melalui Rentenir Menurut Hukum Islam Nagari Solok Bio-bio Kecamatan Harau. Other thesis, Universitas Islam Riau.

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Abstract

According to the Big Indonesian Dictionary, moneylenders are people who provide a living and lend money, usurers, moneylenders or loan sharks. A moneylender is someone who borrows money or capital. It's not just moneylenders who are cursed in usury transactions. But everyone who directly supports the practice of usury, all of them are subject to anathema. Curse means far from God's mercy, because one of usury that is forbidden by God. The interest system used by loan sharks ensnares the borrower by ignoring Islamic laws. There is one party who will be harmed unfairly, Islam is very much against it. The formulation of the problems in this study are: (1) What are the impacts arising from borrowing and borrowing money through moneylenders in Nagari Solok bio-bio, Harau District and (2) What are the views of Islamic law on viewing lending and borrowing money through moneylenders in Nagari Solok Bio- bio, Harau District. This type of research is sociological empirical research conducted through interviews, where the author directly examines the research location in order to get answers to the problem formulation. moneylenders in Nagari Solok bio-bio, Harau District as they are, then analyze based on existing data from research results and literature related to the problem, so that conclusions can be drawn. The results of the study found that from the point of view of Islamic law, the actions of moneylenders are prohibited by Allah because they are included in the acts of Riba, which means that they are unlawful. The implementation of lending and borrowing money through moneylenders has no clear legal basis because there is no law that regulates that the actions of moneylenders are wrong in the eyes of the law unless there is an element of violence. Borrowing and borrowing money through moneylenders because the process is easy, fast, you don't have to have valuables as collateral, you only have an ID card, trust, and you can immediately receive money loans because you have to.

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