Istiqomah, Endah Sukma (2023) Penyelesaian Kredit Macet Anggota Kud Kijang Mas Kecamatan Tapung Hilir Kabupaten Kampar Riau. Other thesis, Universitas Islam Riau.

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Abstract

Bad credit or non-performing credit is bad credit or credit that has difficulty paying off its debts. Bad credit can also occur due to intentional factors and can also occur beyond the capabilities of the debtor. Credit itself can be caused by creditors or debtors. Including the Kijang Mas Cooperative Village Unit not everything went well. The main problem in this study is what causes bad credit at KUD Kijang Mas Tapung Hilir District, Kampar Regency and how to overcome bad loans at KUD Kijang Mas Tapung Hilir District, Kampar Regency. This research can be classified into empirical normative research. Namely research that uses literature in the form of legal principles, and comparative law. As well as research using legal recognition and legal convenience in social dynamics. The results of this study are cause bad credit, researcher find internal factors and external factors. Internal factors come from cooperative while external factors come from members. Internal factors come from dishonest members and easy loan application requirements, while external factors are members who borrow outside KUD Kijang Mas. And settlement of problem loans through Rescheduling, Reprimand Letters and 1 Warning Letters (1 WL).

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