Fatimah, Fatimah (2023) Pengaruh Pengetahuan Dan Motivasi Terhadap Minat Menabung Masyarakat Pada Bank Riau Kepri Syariah Di Kecamatan Bukit Batu Kabupaten Bengkalis. Other thesis, Universitas Islam Riau.

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Abstract

Low knowledge and motivation regarding Islamic banking is one of the cases in Bukit Batu District, therefore the researcher is interested in doing a further study. The aim of the study is to investigate the influence of knowledge and motivation on people’s interest in saving money in Riau Kepri Sharia Bank in Bukit Batu district, Bengkalis regency. The type of the study is field research with a quantitative descriptive approach. The population of the study is the community in Bukit Batu district totaling 22,209 people. In determining the number of samples, the Krejcie Morgan formula is used so that the total sample taken is 378 respondents. The data sources of the study are primary and secondary data. The data analysis techniques of the study are multiple linear regression analysis using the T-test (partial), the simultaneous test (F) and the coefficient of determination test (R2). The results of the study show that there is a significant influence of the knowledge variable and the motivational variable on the people’s interest in saving in Islamic banks. Based on the results of the T-test for the knowledge variable, the t-value obtained is 9.262 with a significance of 0.000. Thus, it is known that t-counted (9.262) > t-table (1.966) or significance (0.000) <0.05, it means that the knowledge influences people’s interest in saving in Islamic banks. For the motivational variable, the t-value is 8.671 with a significance of 0.000. Thus, it is known that t-counted (8.671) > t-table (1.966) or significance (0.000) <0.05, it means that the motivation influences people’s interest in saving in Islamic banks. Meanwhile, the value of the determination coefficient test (R2) is 0.526 or 52.6 %, it means that 52.6% of people’s interest in saving in Islamic banks is influenced by the knowledge and motivation. And the remaining 47.4% is influenced by other variables that are not examined in this study.

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