Mishel, Valesia (2025) Pengaruh Pengetahuan Dan Lingkungan Sosial Terhadap Minat Masyarakat Kelurahan Perawang Menabung Di Pt Bank Riau Kepri Syariah Capem Perawang. Other thesis, Universitas Islam Riau.

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Abstract

This research is motivated by the rapid development of Islamic finance, especially in the Islamic Banking sector. This is evidenced by the shift of conventional banking to the Islamic system, one of which is Bank Riau Kepri Syariah. This study was conducted to determine whether Knowledge and Social Environment affect people's interest in saving in Islamic banks. The purpose of this study is to determine the effect of knowledge and social environment on people's interest in saving. This study uses a Quantitative method with data collection using a questionnaire to 384 respondents. This study uses a multiple linear regression analysis method with hypothesis testing of the t test (Partial), F test (Simultaneous), and Determination Coefficient (R2) using the SPSS version 25 data analysis application. The results of this study indicate that the knowledge variable has a positive effect on people's interest in saving in Islamic banks by 18.7% with the results of the t test count of 2.972> 1.966 t table and a significance value of 0.000 <0.05. The results of the social environment variable test have a positive effect on the interest of the Perawang Village community in saving at a Sharia Bank of 54% with the results of the t-test of 7.759> 1.966 t table and a significance value of 0.000 <0.05. The results of the F test are the F-value of 83.309> 3.02 F table. And the results of the determination coefficient test are 43.7%. This means that knowledge and the social environment influence the interest of the Perawang Village community in saving at PT Bank Riau Kepri Syariah Capem Perawang by 43.7% and the remaining 56.3% is influenced by other factors not examined in this study.

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