Ningsih, Widya Usma (2023) Analisis Sistem Pengendalian Intern Terhadap Pemberian Kredit Pada Usaha Ekonomi Kelurahan Simpan Pinjam (uek-sp) Meranti Jaya Kelurahan Meranti Pandak Kecamatan Rumbai Kota Pekanbaru. Other thesis, Universitas Islam Riau.

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Abstract

This research was conducted at UEK-SP Meranti Jaya, Meranti Pandak Village, Rumbai District, Pekanbaru City. The purpose of this research is to determine internal control in granting credit to UEKSP Meranti Jaya, Meranti Pandak Village, Rumbai District, Pekanbaru City. The types and sources of data in this research are primary and secondary data. Meanwhile, data collection techniques include interviews and documentation. This research uses descriptive analysis methods, comparing the data and information obtained. Then compare and analyze its suitability with existing theories. Based on the research carried out, the results obtained show that overal the internal control system for granting credit at UEK-SP Meranti Jaya has not been running well. This can be seen from the process of granting credit, such as when investigating the files, completeness of the files was not checked, when the legalization of the Credit Grant Agreement Letter (SP2K) was not signed by the customer concerned, it was only signed by some of the related parties and monitoring was not carried out. the credit that has been disbursed and the internal control system has not implemented authorization, healthy practices, competent employees and when carrying out the 5C analysis of the management of UEK-SP Meranti Jaya there are still assessments that are not implemented.

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