Afriani, Sareha (2023) Pengaruh Pertumbuhan Kredit, Size, Ldr, Nim Terhadap Risiko Kredit Bank Umum Di Indonesia. Other thesis, Universitas Islam Riau.
![[thumbnail of 195210491.pdf]](https://repository.uir.ac.id/style/images/fileicons/text.png "195210491.pdf") |
Text
195210491.pdf - Submitted Version Restricted to Registered users only Download (5MB) | Request a copy |
Abstract
The aim of this research is to determine the influence of credit growth, bank size, liquidity level and net interest margin on the credit risk of commercial banks in Indonesia. The data in this research was obtained from financial reports. The population in this research is Commercial Banks in Indonesia which are registered on the BEI and OJK. Sampling in this research used a purposive sampling method by selecting samples based on certain criteria. Data analysis was carried out using multiple linear regression analysis. The results of the analysis show that credit growth has a positive and insignificant effect on credit risk. Bank size (Size) has a negative and insignificant effect on credit risk. The level of liquidity (LDR) has a negative and significant effect on credit risk. Net interest margin (NIM) has a positive and significant effect on credit risk.
| Item Type: | Thesis (Other) |
|---|---|
| Contributors: | Contribution Contributors NIDN/NIDK Sponsor Jamil, Poppy Camenia 1003048801 |
| Uncontrolled Keywords: | Credit growth, Bank size(Size), Loan deposit ratio(LDR), Net interest margin(NIM), Credit risk(NPL) |
| Subjects: | H Social Sciences > HD Industries. Land use. Labor H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management |
| Divisions: | > Manajemen |
| Depositing User: | Erza Pebriani S.Pd |
| Date Deposited: | 07 Aug 2025 06:58 |
| Last Modified: | 07 Aug 2025 06:58 |
| URI: | https://repository.uir.ac.id/id/eprint/26396 |
Actions (login required)
 |
View Item |