PENGARUH RELIGIUSITAS TERHADAP MINAT MASYARAKAT KOTA TEMBILAHAN MENABUNG DI BANK SYARIAH

Miranda, Sri Agustin (2023) PENGARUH RELIGIUSITAS TERHADAP MINAT MASYARAKAT KOTA TEMBILAHAN MENABUNG DI BANK SYARIAH. Other thesis, Universitas Islam Riau.

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Abstract

ABSTRACT THE INFLUENCE OF RELIGIOSITY ON SOCIETY SAVING INTEREST IN SHARIA BANK AT TEMBILAHAN CITY SRI AGUSTIN MIRANDA 192610107 This research is motivated by the development of Islamic banking institutions in Indonesia. What is currently very rapid, this is starting to be seen from the existence of conventional banks that have switched to the sharia system which will make it possible for sharia banking to become better known to the public in elections or interest in saving. This study aims to determine whether there is an influence of religiosity on the interest in saving in the Tembilahan community. As for the purpose of this study was to determine the effect of religiosity on the interest of the people of the city of Tembilahan to save in Islamic banks. As for the type of research method, this is a quantitative approach, while the questionnaire method is distributed to the Tembilahan community to find out information about its effect on the interest in saving. The results of this study used the t test and the coefficient of determination (R square) with the help of the SPSS (Static Package For Social Science) computer program. The results of the t test show that the religiosity variable has a positive and significant effect on the interest in saving. The results of the next test, namely the coefficient of determination test (R square), shows that the variable of service quality has an effect on the public's intention to save. This is evidenced by the R square value of 56.2%. Judging from the level The relationship of religiosity to the interest in saving in Tembilahan City refers to the characteristic level of economic behavior in terms of banking utilization so that they are categorized as devout Muslims if they have good enough faith to really avoid interest-based conventional banks. They are in this group and play an important role in the success of the bank. Islam. The decision to save or save will be dominated by the theme of maslahah, needs and obligations. While the remaining 43.8% is influenced by other variables not included in this study.

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