Refusal of Health Insurance Claim That Experienced the Policy Waiting Period

Santri, Selvi Harvia and Sinambela, Mutiara and Susanti, Heni and Syafrinaldi, Syafrinaldi and Isa, Yusramiza Md and Saleh, Anis Syuhaiza md (2022) Refusal of Health Insurance Claim That Experienced the Policy Waiting Period. In: Proceeding International Conference on Malay Identiti (ICMI).

Text 4. Refusal of Health Insurance Claim That Experienced.pdf - Published Version Download (1MB)

Abstract

insurance can provide protection for the transfer of risks suffered by every human being, namely the event is uncertain when it will occur, but the problem that often occurs is that the insured party ignores his achievements to pay the premium, some of the insured do not make premium payments and do not pay premiums on time, as a result of delay in premium payment is that the insured policy will become inactive or in the waiting period of the policy. The main problem in this study is how the process of implementing a claim rejection made by the insurer when the insured's policy is in the waiting period. The type of research used in this research is normative legal research. The results of this study indicate that the implementation of filing claims against policies that experience a waiting period is carried out in accordance with what is stated in the policy or insurance contract that has been agreed upon at the beginning of the agreement.

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