Perjanjian Pemberian Kredit Antara Uek-sp Harapan Jaya Dengan Masyarakat Kelurahan Tangkerang Utara

Melisa, Yolla (2019) Perjanjian Pemberian Kredit Antara Uek-sp Harapan Jaya Dengan Masyarakat Kelurahan Tangkerang Utara. Other thesis, Universitas Islam Riau.

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Abstract

The government provides loan or credit funds whose target is to provide business capital for small industries and small traders cheaply and easily so that an increase in economic welfare is one indicator of the success of development. One of them is the credit institution UEK-SP Harapan Jaya, Tangkerang Utara Village, which obtained funding from the Government, to improve the performance of business funds activities and increase capital of business funds so that they can be more developed and open opportunities for successful capital for business fund activities. In the implementation of lending to UEK-SP Harapan Jaya experienced several problems the debtor did not fulfill the agreed upon performance. The main problems studied are How is the implementation in the agreement to grant credit for UEK-SP Harapan Jaya, Tangkerang Utara Village and How is the form of dispute and settlement of default in the loan agreement between UEK-SP Harapan Jaya and Tangkerang Utara Village community. The goal to be achieved in this problem is to find out how the implementation and what forms of disputes and how to resolve disputes over the UEK-SP Harapan Jaya credit lending agreement with the community of North Tangkerang Village. The method carried out in this study is observational research methods or empirical legal research methods by direct field survey to obtain data and information with certainty related to this author's research with data collection tools such as interviews and questionnaires. Whereas from its nature, this research is descriptive in that it presents and interprets the facts systematically so that it can be more easily understood and concluded in the implementation of the UEK-SP Harapan Jaya credit. The results of this study are the implementation of the Harapan Jaya credit agreement UEK-SP with the community of Tangkerang Utara Village consisting of several stages, namely, by submitting an application, analysis or assessment, and by terminating and realizing credit. Subsequently the Signing of the Lending Agreement. The implementation of the Harapan Jaya UEK-SP credit is not difficult if the existing conditions are met. The form of dispute that often occurs in debtors is the existence of debtors who move quietly without repaying their loans first, debtors who have no intention or only make promises in paying their loans and there are also debtors who misuse loan money to buy goods that are not useful or do not need pressed. Completion of the default problem by the UEK-SP Harapan Jaya is by means of mutual consultation to obtain an agreement. In making a decision on the object of the guarantee, is it confiscated then auctioned, or does the debtor want to rescue the object of the guarantee

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