Evaluasi Program Badan Usaha Milik Desa (BUMDES) Dalam Usaha Ekonomi Desa Simpan-Pinjam Di Desa Simpang Padang Kecamatan Batin Solapan Kabupaten Bengklalis

Aprilia Ns, Nani (2022) Evaluasi Program Badan Usaha Milik Desa (BUMDES) Dalam Usaha Ekonomi Desa Simpan-Pinjam Di Desa Simpang Padang Kecamatan Batin Solapan Kabupaten Bengklalis. Masters thesis, Universitas Islam Riau.

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Abstract

This study aims to determine the evaluation of the Savings and Loans Business Unit Program in Improving the Village Economy in Simpang Padang Village, Bathin Salopan District, Bengkalis Regency and the Inhibiting Factors of Evaluation of the Savings and Loan Business Unit Program in Improving the Village Economy in Simpang Padang Village, Bathin Salopan District, Bengkalis Regency. The indicators for evaluating a program used include inputs, processes, outputs, outcomes. The research method used is qualitative with a qualitative descriptive approach. The informants in this study were the Director, Secretary, Treasurer, and two customers of the Simpang Padang Village-Owned Enterprise Savings and Loan Business Unit Program. This study uses an informant selection technique with purposive sampling which is part of Nonprobability Sampling, purposive sampling is a sampling technique for data sources with certain considerations, for example the person who is considered to know best about what we expect, so that it will make it easier for researchers to explore social objects/situations. researched. The types and techniques of data collection used are primary data using interview techniques and secondary data using observation techniques. Based on this analytical technique, the researchers assessed and concluded that the Savings and Loan Business Unit Program in Improving the Village Economy in Simpang Padang Village can be said to have not run optimally. This is based on an analysis of four non-optimal evaluation indicators related to the quality of managers, technological facilities/infrastructure and equipment, accuracy in lending capital, fines for loan arrears and many obstacles to the Village Savings and Loan Business Unit Program in Simpang Padang Village. Managers of Village Owned Enterprises must be more effective and efficient in carrying out their duties, so that the Savings and Loan Business Unit Program in Improving the Village Economy in Simpang Padang Village, Bathin Salopan District, Bengkalis Regency runs optimally.

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