Pelaksanaan Perjanjian Gadai Di PT. Pegadaian Syariah Kantor Unit Tanah Merah Kabupaten Kampar

Rizki, Ridho Tri (2022) Pelaksanaan Perjanjian Gadai Di PT. Pegadaian Syariah Kantor Unit Tanah Merah Kabupaten Kampar. Other thesis, Universitas Islam Riau.

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Abstract

One of the sharia business activities that is growing rapidly in the community is the sharia gold pawn service. The sharia gold pawn is currently the prima donna for people who need fresh funds quickly to continue their business which was hindered by a lack of capital. This is done in order to create a prosperous and prosperous society. One of the non-bank financial institutions that is a reference for the public to apply for financing is PT. Sharia Pawnshop. Many immovable objects are used as collateral by customers to PT. Sharia Pawnshop. The guarantee can be taken after the customer has paid off all installments in accordance with the agreed period by both parties if the installments are not paid off until the agreed time, this is called default. Where objects that are used as collateral cannot be returned to customers. The main problem in this study is how the form of legal protection for customers that can be provided in the pawn agreement and how the risk for customers who default in the pawn agreement at PT. Pegadaia Syariah Tanah Merah Unit Office, Kampar Regency. The research method that the researcher uses is empirical legal research, namely by means of a survey or directly to the research location, with the nature of the research that is descriptive, namely the author interviews respondents and tries to provide a detailed picture. The results of the research that the author obtained is a form of legal protection that can be provided by the pawnshop in the pawn agreement at PT. Pegadaian Syariah Tanah Merah Unit Office in Kampar Regency is at the stages of implementing the pawn system so that it can facilitate and provide security to customers with the goods to be pawned and can also facilitate the pawnshop in assessing the goods the customer wants to pawn and the risk for customers who Default in the pawn agreement can be avoided by the customer carrying out whatever has been agreed and promised so as to avoid maturity and if the maturity date has not been repaid, then the pawned item will be auctioned by the Sharia Pawnshop Tanah Merah Unit Office. Kampar Regency.

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