Analisis Tingkat Pengetahuan Pelaku Usaha Mikro Tentang Pembiayaan BMT Di Kota Pekanbaru

Prasetyo, Ridho (2022) Analisis Tingkat Pengetahuan Pelaku Usaha Mikro Tentang Pembiayaan BMT Di Kota Pekanbaru. Other thesis, Universitas Islam Riau.

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Abstract

This study aims to investigate the level of knowledge of micro-entrepreneurson BMT financing. Currently, various parties have been encouraging economic growth through the support of access to financing for people who have business. BMT financing is a service provided by Baitul Mal wa Tamwil (BMT) in order to provide support in the financing sector for micro-entrepreneurs torun their businesses. BMT financing includes capital financing with a profit-sharing system through Mudharabah and Musyarakah contracts. There are also contracts that support business actors to procure equipments for business, namely financing with buying and selling systems through Murabahah and Bai'bi Saman Ajil contracts. This study was conducted on micro-entrepreneurs. The data collection techniquesof the study are questionnaires distributed to micro-entrepreneurswith the Likert Scale method. This is a quantitative study. The data analysis of the study is descriptive analysis performed by IBM SPSS version 25. Based on the results of the study on the analysis of knowledge level of micro-entrepreneurson BMT financing in Pekanbaru City, it can be concluded that P = 57%, which is in the range of 41-60% or categorized as sufficient.It means that, the analysis of the knowledge level of micro-entrepreneurson BMT financing in Pekanbaru City is sufficient knowledge with a percentage of 57%.

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