Pengembangan dan Penguatan Usaha Mikro, Kecil dan Menengah Sektor Agribisnis di Provinsi Riau Oleh Bank Perkreditan Rakyat Syariah

Fahrial, Fahrial (2022) Pengembangan dan Penguatan Usaha Mikro, Kecil dan Menengah Sektor Agribisnis di Provinsi Riau Oleh Bank Perkreditan Rakyat Syariah. Journal of Criminology and Justic. ISSN 2808-3660

Text 18. Journal Criminology and Justice Pengembangan dan Penguatan Usaha Mikro, Kecil dan Menengah Sektor Agribisnis di Provinsi Riau Oleh BPR Syariah Juni 2022_0.pdf - Published Version Download (276kB)

Abstract

The problem of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province is business capital. This study aims to analyze the development and strengthening of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province by Islamic Rural Banks. The method used in this research is empirical research. The results of the study explain that the average Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province have characteristics in the age group of 38 to 43 years with junior high school level education and 1 to 7 years of business experience. There are two Sharia Rural Banks in Riau Province, namely BPRS Berkah Dana Fadhlillah and BPRS Hasanah. Bank service variables and types of financing products have a significant effect on the development and strengthening of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province up to 68%. The strategy adopted by BPRS Berkah Dana Fadhlillah and BPRS Hasanah is a faster financing process so that they can compete with conventional banks as well as product innovation and affordable administrative costs.

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