Tanggung Jawab PT. Reliance Insurance Dalam Pembayaran Klaim Kendaraan Bermotor Berdasarkan Prinsip Utmost Good Faith di Kota Pekanbaru

Saputera, Andhika (2022) Tanggung Jawab PT. Reliance Insurance Dalam Pembayaran Klaim Kendaraan Bermotor Berdasarkan Prinsip Utmost Good Faith di Kota Pekanbaru. Other thesis, Universitas Islam Riau.

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Abstract

Insurance arises and develops following an era where people want to feel safe and live an easier life. Every day humans can experience things or events that cannot be avoided, and often when an unexpected event occurs that causes harm to one or more of the parties involved. In dealing with the examples of problems above, the role of insurance is starting to be needed in human life. The principle of Utmost Good Faith has a considerable influence in insurance policy agreements. Because if the principle of Utmost Good Faith is not fulfilled, it will affect the process of disbursing claim funds. Generally, many insurance companies refuse insurance claims because the insured hides material facts (which can increase the risk) that should be notified to the insurer. Based on the background of the problem that the authors describe above, the authors first determine how the responsibility of PT. Reliance Insurance in Payment of Motor Vehicle Claims Based on the Principle of Utmost Good Faith in Pekanbaru City and what are the legal consequences if the responsibility of PT. Reliance Insurance in Payment of Motor Vehicle Claims Based on the Principle of Utmost Good Faith in Pekanbaru City. This writing, when viewed from the type of research, can be grouped into Sociological research conducted by survey, namely research directly to the research location using data collection tools in the form of interviews. Meanwhile, if viewed from its nature, this writing is descriptive, which means the research is intended to provide a detailed, clear and systematic description of the main research problems. Meanwhile, if viewed from its nature, this writing is descriptive, which means the research is intended to provide a detailed, clear and systematic description of the main research problems. Responsibilities of PT. Reliance Insurance in Payment of Motor Vehicle Claims Based on the Principle of Utmost Good Faith in Pekanbaru City that PT. Reliance Insurance is responsible for paying insurance claims for damaged vehicles belonging to customers/consumers, but PT. Reliance Insurance asked for a few days to fulfill the claim, even though on the one hand the consumer/customer had been waiting for quite a long time, so the customer or consumer was forced to repair the vehicle himself. What are the legal consequences if the responsibility of PT. Reliance Insurance in Payment of Motor Vehicle Claims.

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