Pengaruh Pengetahuan Keuangan, Sikap Keuangan, Dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku UMKM Kerajinan Rotan Kecamatan Rumbai

Utami, Indah Arisfi (2021) Pengaruh Pengetahuan Keuangan, Sikap Keuangan, Dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku UMKM Kerajinan Rotan Kecamatan Rumbai. Other thesis, Universitas Islam Riau.

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Abstract

This study aims to determine the financial knoeledge of financial attitudes and personalities on financial management behavior in rattan handicrafts UMKM, rumbai sub-district. This research is included in associative causal reseasrch. The subjects of this study were 32 UMKM owners of rattan handicrafts in the sub district of rumbai. The data collection technique used a questionnaire. The analysis requirements test included descritive analysis, normality test, heteroscedasticity test, milticollinearity test. Other analysis technique were multiple linear regression. The results showed that Keywords: financial knowledge, personality financial attitudes, financial management behavior. (1) there is a positive and significant effect of financial knowledge on financial management behavior in rattan craft UMKM actors in rumbai sub district (2) there was a positif and significant influence of financial attitudes on financial management behavior in rattan UMKM craft players in rumbai sub district (3) positive influence and significant of personality on financial management behavior in rattan handicrafts UMKM actors in rumbai sub-district.

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