Implementasi Pembiayaan Murabahah Pada Baitul Maal Wat Tamwil (BMT) Al-Hijrah Kota Pekanbaru

Murfianto, Muhammad Safri (2022) Implementasi Pembiayaan Murabahah Pada Baitul Maal Wat Tamwil (BMT) Al-Hijrah Kota Pekanbaru. Other thesis, Universitas Islam Riau.

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Abstract

This research was motivated by society that did not know about the implementation of murabahah financing and society argued that murabahah financing same as conventional financing. Murabahah was a trading contract between two parties where first party as seller a goods with telling goods buying price to buyer and adding profit in certain amount. In murabahah contract, seller would sell the goods by asking more buying price and selling price. The different between buying price and selling price was called profit margin. Research formulation questioned how the implementation of murabahah financing at BMT Al-Hijrah. The purpose in this research examined to know the implementation or application murabahah financing at BMT Al-Hijrah. This research was filed research that was conducted at BMT Al-Hijrah. Data collection technique used qualitative that was observation, interview, and documentation. Tha data was analysed by using descriptive qualitative method. Murabahah financing at BMT Al-Hijrah used trading financing system, where goods trading contract by telling profit margin that was deal by BMT and customer. This research finding showed that the implementation of murabahah financing at BMT Al-Hijrah had been suitable with sharia requirement that was Fatwa DSN-MUI number 04/DSNMUI/IV/2000 about Murabahah financing regulation

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