Pelaksanaan Transaksi Jual Beli Online Melalui Elektronik (E-commerce) Dengan Metode Pembayaran Shopee Paylater Ditinjau Menurut Hukum Islam

Olfa, Nuzila Delima (2022) Pelaksanaan Transaksi Jual Beli Online Melalui Elektronik (E-commerce) Dengan Metode Pembayaran Shopee Paylater Ditinjau Menurut Hukum Islam. Other thesis, Universitas Islam Riau.

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Abstract

This is done by way of online credit system payments. One of the marketplaces which provides online credit services is Shopee. Shopee PayLater set a handling fee of 1%, interest of 2.95%, and a late penalty of 5%. These days, buyers rarely pay attention to contracts/commitments what they do, does it contain an element of ambiguity, error, coercion, fraud, usury, and so on. The main problem in this research is how to implement online buying and selling transactions via electronics (E-Commerce) with the Shopee PayLater payments and What is the view of Islamic law on implementation of online buying and selling transactions via electronic (E-Commerce) with Shopee PayLater payment method. The type of research in this study is empirical normative legal research, namely normative legal research that is supported and equipped with empirical data. This type of research uses secondary data from the library and supported by primary data obtained from field research, such as observations, interviews, and surveys. Respondents in this study were 35 people consisting of 1 Board of Indonesian Ulema Council, 4 Sellers who using the Shopee PayLater Service, and 30 Buyers who using Shopee PayLater Services. The results showed that the implementation of online buying and selling transactions via electronic (E-Commerce) with the payment method Shopee PayLater make it easier for buyers to shop when they don't have money and help both parties, both the seller and the buyer carry out the process buying and selling transactions because it is more effective and efficient. As for the legal view Islam towards the implementation of online buying and selling transactions through electronics (E-Commerce) with the Shopee PayLater payment method is haram. In Shopee PayLater has a merging of buying and selling contracts with lending and borrowing contracts. Then Regarding the fees on Shopee PayLater it is usury, as well as free shipping vouchers and cashback for every loan which produces benefits is usury. Thus, it is illegal using the Shopee PayLater payment method in buying and selling transactions Islam.

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