Tinjauan Yuridis Terhadap Peran OJK Dalam Penanggulangan Perusahaan Financial Technology Illegal (Studi Kasus Pada Kantor OJK Prov. Riau, Kota Pekanbaru

Trisyahputra, Ade (2020) Tinjauan Yuridis Terhadap Peran OJK Dalam Penanggulangan Perusahaan Financial Technology Illegal (Studi Kasus Pada Kantor OJK Prov. Riau, Kota Pekanbaru. Other thesis, Universitas Islam Riau.

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Abstract

This study discusses a Juridicai Review of the Role of the OJK in Fiandling Illegal Financial Technology Companies (Study at the OJK Office of Prov.Riau, Kota.Pekanbam). The finaneial services authority, eommonl,v referred to as {-UK" is a state institution that is independent of financial institutions in lndonesia, rvhich is regulated in article 1 of Law No.21 of 201 I concerning OJK. Financial Technology is a startup service provider in financial methods regarding lending and borrowing between debtors and technology-based creditors using the internet network, which is based on article I paragraph 3 of the financial services authority mrmber 77 I POJK.01 I 2016 concerning Financial Technology, and in others there are illegal or unlicensed financial technology, the handling of illegal financial technology companies is done so that illegal financial technology companies do not grow. From the background above, the problem examined is How the role of OJK Prov. Riau, Kota. Pekanbaru on the distribution oi personal data consumers, and how the role ol In this research, the type of research used is observational research by survey method, the method of sampling is purposive sampling, which is sampling that is only adjusted to the purpose of research in order to achieve the aims and objectives of this study. According to the title, the location of the research is OJK Prov. Riau, City. Pekanbaru. As for the population in this study were 10 people and then the sample was 3 people. From this study it can be concluded that the Financial Services Authority (OJK) has the authority to disseminate personal data on consumers as stipulated in article 28 of Law no. 21 of 201 1 concerning the protection of consumers. in granting permission to regulate, supervise, md impose sanctions in accordance with the provisions of article 9 of LawNo.21 of 2011. The Role of the Financial Services Authority (OIK), namely overseeing fintech organizers is carried out in a repressive and preventive manner, regulating in making provisions related to fintech, as well as provide consumer or community protection. And there are also obstacles from the Financial Services Authority (OJK) on the community, namely: victims do not report, lack of understanding for the public regarding fintech that is not licensed or illegal. The Financial Services Authority (OJK) appeals to the public if it has been harmed by the Financial Services Loan (PUJK) that is not authorized, then immediately report it to the Financial Services Authority (OJK), which as stipulated in article 29 of Law No.21 of 2011 concerning consumer complaintsoJK Prov.Riau, Kota. Pekanbaru in tackling illegal financial technology companies.

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