Efektifitas Penyelesaian Kredit Macet Dana Usaha Ekonomi Desa Simpan Pinjam (UED-SP) Permata Indah Desa Sungai Siput Kecamatan Siak Kecil Kabupaten Bengkalis

Yesi, Fitra (2020) Efektifitas Penyelesaian Kredit Macet Dana Usaha Ekonomi Desa Simpan Pinjam (UED-SP) Permata Indah Desa Sungai Siput Kecamatan Siak Kecil Kabupaten Bengkalis. Other thesis, Universitas Islam Riau.

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Abstract

The Village Economy Save loan (UED-SP) was established to support the empowerment Program of village, organized by the Riau provincial government in accordance with the decision of the domestic minister. Village Economy Save Loans (UED-SP) is an example of the micro enterprise, which is assessed to help improve the stability of the Community economy Village/village, by providing business capital to the community to develop its economic level to achieve a better. The Main problem in this research is about the process of settlement of credit congestion on the village economic Business Fund Save Borrow (UED-SP) gem Beautiful village River Snail, and constraints on settlement of Credit Congestion fund economic business Funding Village save borrow (UED-SP) gem beautiful village River Snail. This type of research is observational research by means of survey that is directly conducted at research site with interviews and questionnaires. When viewed from the point of this research is a descriptive nature of research that aims to present a complete picture of social rules, providing data on a social event or determining the effectiveness of credit settlement is stuck in the village economic business Save borrow From the results of this research can be concluded first, in the process of credit settlement is jammed in the village Economy Save lending (UED-SP) This beautiful jewel can be done by means of deliberation and also negotiations where deliberation is done to seek the solving of a problem that is done jointly and seek a joint decision, while negotiation is a solution to find the best way to solve problems by means of direct interaction between creditor and debtors without a third party , so the outcome of the decision is to provide mutual benefits and neither harm any party. But in the process of solving problems that do not always run smoothly according to what is desirable will be encountered obstacles that cause the delay of settlement of such bad credit, as does the absence of good faith from customers who do bad credit, losing business, and other things that become a barrier in resolving the problem of bad credit.

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