Pengaruh Total Pinjaman, Grade And Rate, Dan Batas Waktu Pengembalian Terhadap Keputusan Pemberian Kredit UKM Pada Lembaga Pembiayaan Islamic P2P Lending (studi Kasus PT. Investree Radhika Jaya)

Nugrahana, Ramadhiya (2021) Pengaruh Total Pinjaman, Grade And Rate, Dan Batas Waktu Pengembalian Terhadap Keputusan Pemberian Kredit UKM Pada Lembaga Pembiayaan Islamic P2P Lending (studi Kasus PT. Investree Radhika Jaya). Other thesis, Universitas Islam Riau.

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Abstract

This research was purposed to find out the effect of total loan, grade and rate, and time return on decisions on lending credits UKM at Lembaga Pembiayaan Islamic P2P Lending (case study at PT. Investree Radhika Jaya). The population were borrowers who make loans on the PT. Investree Radhika Jaya with a total published borrower of 30 borrowers. The samples taken were 30 sample. The data used in the research was secondary data and the data analysis was multiple linear regression analysis with decisions on lending credits as the dependent variable and three independent variables were total loan, grade and rate, and time return. The result of the study found that: (1) Total loan has significant effect on decisions on lending credits; (2) Grade and rate has not significant effect on the Indonesia Sharia Stock Index; (3) Time return has not significant effect on decisions on lending credits.

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