Hubungan Kontrol Diri Dengan Perilaku Berhutang Pada ASN Pekanbaru

Alhan, Zaki Muhammad (2019) Hubungan Kontrol Diri Dengan Perilaku Berhutang Pada ASN Pekanbaru. Other thesis, Universitas Islam Riau.

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Abstract

Self-control is a factor in debt behavior. Where an individual who cannot control himself will do whatever it takes to have the goods he wants. One of the methods used is by going into debt. This study aims to determine the relationship between self-control and indebtedness to state civil servants. The population in this study were 452 ASN with a sample of 194. The study used a self-control scale and a scale of debt behavior. The sampling technique is accidental sampling. The data analysis method used is the Pearson product moment correlation method. The results of statistical analysis showed a correlation of -0.494 with a significance value of 0.000 (� <0.05). The relationship between the two variables is unidirectional and negative. This means that the higher the self-control, the lower the debt behavior and vice versa, the lower the self-control, the higher the debt behavior. The self-control variable provides an effective contribution of 24% to debt behavior.

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