Peran Pembiayaan Murabahah Di Baitul Maal Wat Tamwil (BMT) Mitra Arta Terhadap Umkm Di Kota Pekanbaru

Anjelina, Juwita (2022) Peran Pembiayaan Murabahah Di Baitul Maal Wat Tamwil (BMT) Mitra Arta Terhadap Umkm Di Kota Pekanbaru. Other thesis, Universitas Islam Riau.

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Abstract

The background in this research explained that Pekanbaru city had been many small business but they used conventional finance to help their business. The existence of BMT Mitra Arta that had a good location with small business could be an opportunity to small business owner to develop their business. This research was interested in to find the role of financing that was given by BMT Mitra Arta on small business at Pekanbaru city. The purpose in this research examined to know the murabahah financing role at BMT Mitra Arta on small business at Pekanbaru city. The formulation of research questioned how was the murabahah financing role at Baitul Maal Wat Tamwil (BMT) Mitra Arta on small business at Pekanbaru city. This research used field research with qualitative approach method and data analysis used descriptive analysis technique where researcher described a symptom, event that was happened today. Descriptive research focused on actual problem according to the reality when this research was conducted. The informant in this research used marketing manager at BMT Mitra Arta, staff at BMT Mitra Arta and businesspersons that used murabahah financing at BMT Mitra Arta. The informant in this research was in 10 respondents. This research finding showed that murabahah financing role at Baitul Maal Wat Tamwil (BMT) Mitra Arta played important role on small business at Pekanbaru city. The small business member that received murabahah financing showed increasing toward their business, it was caused by capital rise and empowerment that was given by BMT Mitra Arta.

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