Penyelesaian Kredit Macet Simpan Pinjam Pada Ksu Insan Sekahtera Cabang Kasikan Kabupaten Kampar

Br.nababan, Krisnawaty (2021) Penyelesaian Kredit Macet Simpan Pinjam Pada Ksu Insan Sekahtera Cabang Kasikan Kabupaten Kampar. Other thesis, Universitas Islam Riau.

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Abstract

Bad credit on non-performing credit is credit that is problematic or credit that has difficulty paying off debt, bad credit can also accur due to international factors and can also accur beyond the ability of the debtor, the credit it self can be caused by the creditor or debtor. Including the multipurpose Cooperative Branch of Kasikan Kampar Regency, not everything went well. The main problem in this study is what are the factors that cause the occurence of bad credit savings and loands at Ksu Insan Sejahtera Branch Kampar Regency and what are the legal consequences if alternative mediation is not fulfilled. This research can be classified into observational research by means of a desckriptive research that describes the fact studied in the field is primary data and discussion data. The result of the discussion of this study is that the factor in the occurrence of bad loans, the researchers found that is was bacause of the economic factors of the coustomers who were increasingly difficult, and the completion of the mediation process for coustemers did not get a common ground in resolving the dispute, while the mediation precess was not achieved, what can be done is interesting. Assets that exist is coustemers who borrow without collateral and execution of guarantess to coustemers who borrow using collateral.

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